Key Points
Discover how to lower your car insurance rate in Tampa with these 5 expert tips. Save money on your auto policy today.
Florida has some of the highest auto insurance rates in the US. However, many drivers in Tampa are overpaying without knowing it. At Insurance Multiservices, we reveal 5 secrets to lower your policy without sacrificing coverage.
1. Bundle Your Policies
If you have your Homeowners insurance and Auto insurance with different companies, you are losing money. By "bundling" both policies effectively, you can get discounts of up to 15% or 20%.
2. Raise Your Deductible
The deductible is what you pay out of pocket before insurance kicks in. If you have a low deductible (e.g., $250), your monthly premium will be high. Raising it to $500 or $1,000 can significantly lower your monthly bill.
3. Ask for Hidden Discounts
Many insurers offer discounts they don't actively advertise. Ask us about discounts for:
Not sure if your doctor is in-network?
Speak with a certified agent to clear your doubts. It's 100% free.
Speak with an Agent- Safe Drivers: No accidents in the last 3-5 years.
- Good Students: For your teen drivers with good grades.
- Auto Pay: For setting up recurring payments.
4. Do You Need Full Coverage?
If your car is very old (over 10 years), you might be paying more in insurance than the vehicle is worth. Consider if Liability and PIP coverage alone makes more sense.
5. Review Your Policy Annually
Loyalty doesn't always pay. Rates change every year. As an independent agency, at Insurance Multiservices, we compare prices across multiple carriers to find you the best deal every time you renew.
Paying too much?
Let us review your current policy for FREE and tell you how much you can save.
Quote Auto (813) 885-5296
